What is Final Expense Insurance?
Final expense insurance is intended to help older adults cover funeral costs and other end-of-life expenses.
Typically final expense insurance provides a guaranteed payout to help loved ones pay for a funeral service, burial or cremation, doctor or hospital bills, or other immediate expenses after death.
Since coverage amounts are generally lower than other types of life insurance, the premiums for a final expense policy tend to be affordable.
Why You Need Final Expense Life Insurance...
Final expense life insurance is designed to ease the financial burdens of your final send-off.
You’ve been successfully providing for your loved ones for years and that is all behind you now. That said, an average funeral costs thousands of dollars today, which will burden your loved ones financially in addition to the grief they will already be experiencing.
Final expense insurance can help ease or erase the financial burden for your loved ones once you depart. The payout comes with no strings attached so they can direct it to cover the costs of some of the following things:
✔️ A nice funeral service and burial or cremation.
✔️ Flowers, music, obituary
✔️ Medical Bills
✔️ Nursing home
✔️ A savings account for a child or grandchild’s future
✔️ A donation to a charity
For people whose age or health makes it challenging to qualify for other types of plans, final expense life insurance can be a good option. Once you are approved you can’t be canceled because of health issues which will give you and your family peace of mind.
Another great benefit to you is that final expense insurance builds cash value over time. You can borrow from the cash value or use it as collateral for a loan, giving you other funding options for expenses when needed.
Let’s talk about many other benefits to final expense insurance and see if this is right for you.
Is Final Expense Insurance Right For Me?
Consider the following to see if Final Expense Insurance is right for you:
✔️ Final Expense Policies are full of all the features and benefits found in traditional whole life policies.
✔️ They are quick and easy to purchase.
✔️ We can offer a wide range of coverage amounts from $2,500 to $50,000.
✔️ Your policy can never be canceled and your monthly premium will never increase.
✔️ NO MEDICAL EXAM is necessary. The underwriting guidelines are very liberal.
✔️ In severe situations, we have guaranteed acceptance plans available.
✔️ Most policies average only $35 to $75 per month.
Uplifting speaker Nancy
My experience with UV Financial Services was one of great professionalism and skill. The care the agent took in screening and educating me for the decision on protecting my loved ones and answering questions about my concern were extremely professional and well above industry standards. The the agent visit I felt very confident with the conversation an skills and expertise services that I received allows me to feel good while taking my decision to protect my loved ones. They are highly recommended by me.
Erick is the best insurance agent I've ever worked with. He gave great advice on what product was best for my daughter and me. I appreciate your professionalism an prompt attention to my request, and your financial planning makes me feel confident in this uncertain world. Thank you again for all of your help.
They are on helping families making the right financial decisions.
UV Financial Services offers great financial packages and phenomenal customer service...I got an extremely great rate on my health insurance, life insurance and disability insurance plans from Erick Sanon. He works with your budget and offers knowledgeable advice for future financial planning. Highly recommended!!